Financing options

Explore financing through Shop Pay Installments or the Freedom to Play Synchrony HOME Credit Card. Review the options and disclosures below before choosing the program that fits your purchase.

Eligible customers can choose Shop Pay Installments at checkout. Available payment options depend on your purchase amount and eligibility. Review your payment schedule and terms before completing your purchase.

1. Add your items to the cart and proceed to checkout.
2. Choose Shop Pay and select installments if the option is available.
3. Review the available plans and complete the eligibility process.

Learn more about Shop Pay Installments

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.

No Interest if paid in full within 6 months*

On purchases made with your Freedom to Play Synchrony HOME Credit Card on purchases of $500 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required.

No Interest if paid in full within 12 months*

On purchases made with your Freedom to Play Synchrony HOME Credit Card on purchases of $500 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.

No Interest if paid in full within 15 months*

On purchases made with your Freedom to Play Synchrony HOME Credit Card on purchases of $3,000 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 15 months. Minimum monthly payments required.

No Interest if paid in full within 24 months*

On purchases made with your Freedom to Play Synchrony HOME Credit Card on purchases of $5,000 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required.

*No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.